Fractional bonds are portions or “fractions” of a full bond that can be bought or sold in smaller amounts than the bond’s original face value. They make bond investing more accessible to smaller investors by allowing them to invest smaller amounts.

I started work on Bondao in 2021 while I was studying towards my engineering degree. Alongside that I was working full time with a new business that was, although part of a large conglomerate, its own kind of startup. I was actively investing in the stock market and, seeing as I’m getting older, also wanted to put a little into government bonds. That’s when the trouble started.